What's the best way to work out how much all those gadgets, CDs, jewellery and other possessions are worth? Follow our step-by-step guide to make sure your contents insurance covers them.
Four easy steps
1. Go through your home, room by room, and list everything of any value - don't forget the items you have stored in your garage, shed and loft, and take a long hard look inside your wardrobe.
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2. Work out roughly what it would cost to replace all the different items in each room at today's prices.
Tip: you might want to check out some real prices on the high street or the internet if you're not sure what everything costs these days.
3. Add up the overall total.
4. Check what your home contents insurance covers. If it's less than the total, give us a call and increase the amount you're covered for. Then you won't have a problem if you have to claim. Just look in your policy booklet for the number to call.
And some extra tips...
Check that you've got sufficient cover for valuables such as jewellery and works of art (most policy booklets list the items that should be considered valuables). Check your policy booklet and schedule to make sure everything you think is covered actually is.
